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Financial Planning:
Costs
As a professional firm, we do all that we can to provide you
with a meaningful and transparent estimate of our likely costs at the earliest
opportunity. We are always mindful that our charges should be fair and
demonstrably provide value - we will not proceed unless we believe that this is
the case.
Initial Review &
Instructions
The basis of calculation of our fees will
depend on the nature of the services that you require. Where you require pure
advice or exploratory research we will normally charge on a time/cost basis.
However, in certain circumstances, it may be more appropriate to agree a capped
or fixed fee, in order to keep our costs at a reasonable level or to reflect
the complexity or value of the advice.
Ongoing Advice
Once any initial review and instructions are completed, we will
propose our charges for ongoing advice and annual reviews. Depending on your
circumstances and requirements, our fees for general advice and administration
can either be charged on a time cost or annual retainer basis. Charges for any
additional instructions will be confirmed prior to commencement.
Rebate of
Commissions
All commissions generated by our advice
will be credited to you and may be used to help cover our costs. Alternatively,
initial product charges can normally be reduced if we waive commission. Where
commissions received exceed our costs, or agreed fees, the excess is either
rebated to you or carried forward against future work. Of course, if the right
advice is to use non-commission-generating products, or to defer proceeding at
that time, we will advise you accordingly.
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Financial Planning Home
Costs
Initial Review &
Instructions